Firstly, HOW TO EARN EVERY 30DAYS
From the first day, create 2 campaigns (seed fund campaign and growth fund campaign). While the first campaign (that yields 300% and matures in 3months) is meant to give you reasonable money to start or expand your business, subsequent campaigns (that yields 40% in local currency and 50% in bitcoin matures after 30days). So, you have steady inflow of cash. Nobody will loose money in this platform but you must be actively committed to what we do as a community of entrepreneurs otherwise we will be deceiving ourselves.
Basic Facts About GLOBALAID That Must Be At Your Fingertips?
If you decide to participate, under donation type, specify clearly either (a) ProjectSave or (b) Personal Campaign. If you expect in good faith that the community should donate to your campaign, specify [Personal Campaign]. If your donation is 100% charity or specify [ProjectSave]. Our algorithm uniquely use this field to determine how matching is done. Our algorithm matches your pledge differently based on the DONATION TYPE chosen by you. You will be matched peer-to-peer to one of the current green campaigns.
What is GLOBALAID ProjectSave?
Can you imagine a one-time investment that will give you annual dividend for the rest of your life (and even transferrable to your nominees if they also key to the vision) for partnering the global Projects/Entrepreneurs Directory vision and also give you Business Startup/Expansion SEED Capital of 300% of you first contribution to the project in 3 months as well as growth fund of 40% to 50% monthly after 30days? That is ProjectSave. ProjectSave is a multi-dimensional program of HFE. ProjectSave (an acronym of ProjectSave the Economy by funding and promoting entrepreneurs) aims at supporting economic growth and nourishing homes by training, mentoring, inspiring and promoting the projects, businesses, talents, skills and fund-raising campaigns of Startup MSMEs and expanding ones who in turn create jobs for others, contribute to the GDP of the country and assist others freely through personal and corporate charity. Empowering the active work force means empowering the inactive and less privileged ones too thus ensuring green and peaceful homes and economy.
ProjectSave Component - One (HFE CHARITY (50% goes to Peer-to-Peer Charity)
Oh! Giving is Living, but why give to charity? Millions Are Hungry And Farmished Globally. “There are people in the world so hungry, that God cannot appear to them except in the form of bread.” - Mahatma Gandhi. Millions Are Unemployed, Farmished And Even Loosing Self Dignity Globally. “It is difficult for me to imagine what "personal liberty" is enjoyed by an unemployed person, who goes about hungry, and cannot find employment. ― Joseph Vissarionovich Stalin. “When you are unemployed, weekends are seven days long.” - Mokokoma Mokhonoana. Here is HelpforEntrepreneurs to the rescue! HelpForEntrepreneurs.org therefore through ProjectSave extends to provide not just fish but fishing net and live support to the needy through it Charity program in partnership with Enhancing Lives Global (ELIGs), Dream to Destination project INT’L and BLISS Read & Win contest aimed at bringing back the Reading culture. ProjectSave is all about helping the needy amongst us. When you join us, in effect you are saying – I want to lend a helping hand to someone in need. This is in line with our slogan and mission statement that “if you deserve to be assisted, then you must be a type that assist others attain to greatness and financial freedom”. To this end, 50% of all first donations goes to peer-to-peer charity in favor of education/skill acquisition and empowerment of orphans, fatherless and indigent children as well first batch of SEMEES trainees who has applied for support and have labored for others. Someone applies for help online and we match someone to pay peer-to-peer. Again, 50% of your first donation goes to HFE Charity (ELIGs) program that gives succors to diverse needy class including orphans and skill to indigent ones who are out of School.
ProjectSave Component One (HFE Charity) - (REWARD)
When you give, do not expect to receive, Fragrance clings to the hand that gives the rose - Carlos Helu. (1) - Joy - There is joy in giving than there is in receiving. Because you willingly donate to save live, you too deserve to be supported. (2) - Your business and project is promoted on HFE Projects/Entrepreneurs Directory for one year free. This is mandatory (3) - You have access to HFE Education resources and mentorship pack worth over 1000USD free (4) - You automatically become GLOBALAID volunteer and are admitted into our affiliate marketing/customer reward program meant to provide passive income plan for all volunteers and loyal supporters of ProjectSave. (5) - One child or entrepreneur will be sponsored in your name support after one year of your loyalty.
ProjectSave Component - Two (HFE GLOBALAID STARTUP CAPITAL: Your earn 300% from 50% of first donation as SEED FUND )
“If you give people tools, and they use their natural abilities and their curiosity, they will develop things in ways that will surprise you very much beyond what you might have expected” – Bill Gates. Again, Here is HelpforEntrepreneurs to the rescue! Yes, this is why this platform is created. GLOBALAID is HFE community mutual aid/crowd funding program meant to generate funding (campaign) for over 5,000,000 entrepreneurs trained since 2014 and others joining us on daily basis. Someone ask for help online and someone to help peer-to-peer.
ProjectSave Component Two (HFE GLOBALAID) - (REWARD to YOU)
(1) - You receive 300% as seed funding in 3months which give you reasonable money to start or expand your business. Our seed funding has 72hrs, 14days, 3 months and 6months maturity depending on rank. Refer to “How it Works” for more details (2) - You earn 40% in local currency and 50% in bitcoin after 30days in subsequent campaigns. These are regarded as growth campaigns that help you support yourself while on training/mentorship and feed basic business needs thereafter. (3) - 5% to 15% is added as referral bonus. Note that you must not refer someone to earn. (4) - 10% – 20% Extra Directory Commission depending on your rank. (5) - 5% Speed bonus on transfers within 12hours. (6) - 5% on confirmation within 12hours. IMPORTANT (Read More on How to Participate under How it works.
ProjectSave Component - Three (HFE GLOBALAID GROWTH/TRAINING FUND: You earn 40% in local currency and 50% in bitcoin every month as growth FUND ).
This is design to ensure that you earn enough to care for basic need while on training and to carter family bills to ensure that you business income is untouched
ProjectSave Component Three (GROWTH FUND) - (REWARD to YOU)
(1) - You earn 40% in local currency and 50% in bitcoin after 30days in subsequent campaigns. These are regarded as growth campaigns that help you support yourself while on training/mentorship and feed basic business needs thereafter. (2) - 5% to 15% is added as referral bonus. Note that you must not refer someone to earn. (3) - 10% – 20% Extra Directory Commission depending on your rank (this will soon be launched). (4) - 5% Speed bonus on transfers within 12hours. (5) - 5% on confirmation within 12hours.
How Can I Understand It Better? The THREE COMPONENTS illustrated
Do you really understand? We expect NO as the answer at this stage. We explain. To illustrate, assuming that you have 1500USD spare fund and you decide to lend a helping hand to a needy entrepreneur. Divide it into three places. 500usd goes to HFE Charity. You have no refund, never from here. 500usd goes to your GLOBALAID seed fund which gives you 300% in 3 months while the remaining 500usd goes to your growth campaign with 40% or 50% in view monthly. You donate the first 500usd peer-to-peer to support the campaign of a registered needy within 72hours and then your campaign page pops up and is then registered in the system. When this is confirmed, your own campaign is FLAGGED GREEN and the community donate 300% to you as a bench mark. You win and earn all-roundedly. Do you really understand? We expect NO as the answer at this stage. We explain. GLOBALAID is HFE community mutual aid/crowd funding program meant to generate funding (campaign) for over 5,000,000 entrepreneurs trained since 2014 plus others. These ones need support. Others include orphans, children out of schools, fatherless children and widows, the chronically sick and support centre. What we give them is a net to fish but not just fish. You can see that even out corporate is entrepreneurship
ProjectSave Component - Four (HFE GLOBALAID PASSIVE INCOME/Directory FUND)
HFE Entrepreneurs/Projects Directory is the community E-commerce/Classified ads scheme of HFE members that generate dividend (passive income) annually for members and at same time solve one of the most basic need of startups that informed its birth, which is marketing and promoting the businesses, dreams and projects of members the 21st century way. Why HFE Directory: “Not every single broke and unemployed person needs a job; some need customers.” - Mokokoma Mokhonoana. Here is HelpforEntrepreneurs to the rescue! Enterprising ones who need customers thereafter, IN ADDITION TO FUNDING, members get their businesses and projects promoted in our Entrepreneurs/Projects Directory.
ProjectSave Component Four (Passive Income/Directory Fund) - (REWARD to YOU)
(1) - Every volunteer and beneficiary MUST have his project and products listed and promoted. Also, each beneficiary contribute content and share in community development because here is a community of entrepreneurs. ( 2)- 10% – 20% Extra Directory or Product Commission depending on your rank for every directory or Product sold by you other than the first 2 copies when this is finally launched. (3) - Acting Allowance to Representatives. (4) - Car and Housing fund on qualification to all. (5) - Monthly passive income as more Directories or Products are sold and more entrepreneurs are brought in.
What Important Information Do I Need?
You pay the first 50% of your pledge (called PH Insurance) peer to peer before your campaign is activated in the system otherwise it is thrown out. Most times, you are matched to pay this within 72hours but it can be longer. This rule is created to check fake and failed pledges and reduce fake proof of payment as no project is registered in the system unless 50% is committed. You will be matched to pay the remaining 50% peer-to-peer to another members campaign after which confirmation, your campaign will also be ready to receive donations. Risk: HFE is the last honest crowd funding program standing. Just like in any other business, there is risk of loosing your money but the risk is LOWEST in HFE. Why? Check the design, security features, stringent rules, interest rate, investment program, etc, you can see that the risk is low. So, donate with spare fund.
How do I Donate in Bitcoin?
You have the choice to donate eiher in Naira or bitcoin. in GLOBALAIDSimplified, the base currency is Naira but anybody anywhere in the world can participate using Bitcoin. You can buy your bitcoin anywhere but to protect members from fraud and for ease of the community, TRUSTED country’s representatives are assigned to work on dedicated service of SELLING/BUYING bitcoin from members. This men are as trustworthy as the project itself, so do not be afraid. This is put in place to avoid members falling prey to fake bitcoin dealers and also to make it easy for you to exchange your bitcoin for cash within the community. Great convenience! Many members say so. To purchase/sell bitcoin, send your email/phone/referrer’s email and amount to sell/buy to firstname.lastname@example.org and you will be attended to fast via email and phone. Please be patient as they may be many request to process.
DETAIL (How Globalaid Works)
• Bitcoins and local currency. You earn 300% seed capital for business startup on your first donation and 50% in bitcoin, 40% in local currency per month (growth fund) thereafter • You MUST NOT REFER to earn the 300%, 40% and 50% but immediately you REFER 40 others, you become an Ambassador. Ambassador earn 300% in 72 hours. Volunteers with 4 referrals, earn in 14days • Minimum Provide Help amount is 64USD or N20,000. You pay 50% within 72 hours as PH Insurance to eliminate fail pledges peer-to-peer otherwise your campaign is not activated in the system but thrown out. • Maximum Provide Help amount is 3250 USD or N1,000,000 • You pay remaining 50% when matched later still peer-to-peer. • Immediately you pay and are confirmed, you are flagged GREEN to receive funding. You do not have to request but you are automatically matched once it is your turn. NO one is omitted, matching is done turn by turn VERY FAST. • Recommitment rule: This was created to keep the system flowing with money. It states that once you turn green, the system matches you to receive first your principal but withhold your bonus and releases it the following month after you recommit 50% of your get help amount. So, money not only flow out the system, but also ALWAYS flow in.
I want to earn EVERY 30DAYS, How does It Work Technically
You register FREE and join our GLOBALAID ENTREPRISE EDUCATION/MENTORSHIP PROGRAM (Globalaid Academy) and use three months to benefit from our online training/mentorship program and package. The training on Innovation and Entrepreneurship brings out “Qualities of successful entrepreneurs” in you. On graduation and if you key into our vision of helping others FREELY, you are awarded a certificate and your first fund-raising campaign promoted making it possible (though not quaranteed) for willing community members to donate up to 300% of 50% donation to an upline graduant as SEED FUND to your business for Startup and Expansion. But during the mentorship program, you can still earn 40% to 50% of your monthly contribution by creating another campaign called my growth fund. So, while the first campaign (that yields 300% and matures in 3months) is meant to give you reasonable money to start or expand your business, subsequent campaigns (that yields 40% in local currency and 50% in bitcoin and matures after 30days) are regarded as growth campaigns that help you support yourselve while on traning/mentorship and feed basic business needs thereafter. To illustrate, assuming that you have 1000USD spare fund and you decide to lend a helping hand to a needy entrepreneur. 500usd goes to your GLOBALAID seed fund campaign with 300% in view, then 500usd goes to your GLOBALAID growth campaign with 40% or 50% in view. You donate peer-to-peer to support the campaign of an upline entrepreneur who had also donated before you to assist another person. When this is confirmed, your own campaign is FLAGGED GREEN and the community donate the following to you as a bench mark: • 300% (of 500usd) for your first donation only because we consider this your startup capital (1500usd). Our seed funding has 72hrs, 14days, 3 months and 6months maturity depending on rank. Refer to “How it Works” for more details. • 5% to 15% as referral bonus. Note that you must not refer someone to earn. • 10% – 20% Extra Directory Commission depending on your rank. • 5% Speed bonus on transfers within 12hours. • 5% on confirmation within 12hours.
Referral Bonus (5% – 15%)
5% - 15% referral bonus on all first contributions of your referrals based on your ranking as volunteer, ambassador or representative.
Directory Commission (10% – 20%)
10 - 20% will be awarded as Directory Commission for all directories purchased by your downlines when it is launched depending on our ranking as volunteer, ambassador or representative.
HFE Directory Project
HFE Directory Project is a global market place for HFE volunteers businesses and projects. The convergence will certainly turn it to an advertisement hub for all globally. It will generate good dividend for members with time. How do we finance it? From all external donations and from the proceed of sales of softcopy Directory, Directory App and the hardcopy magazine coming up soon. All volunteers buy and keep or distribute atleast 2 copies of the directory. This is our collective project that bring us together as community so that each member's project can be promoted. Most well intentioned social financial schemes failed to have a backup and became laughing stocks when panic strikes. Ours is designed to be sustained. You will see the effectiveness of this sustainability strategy in future. You also contribute to grow the Directory project by buying and owning atleast two copies of the Directory advertising your dream through which you were funded too. This is a one-time investment that will give you annual dividend of not less than what you invested for the rest of your life and even transferable to your nominees in case of your demise.
Safe Participation and Warning
Donate only money that you do not want to use immediately, atleast you can spare within 3 months. Naturally, donation is always done with spare fund. Note too that donation habits of people can never be predicted since this can be influence by external factors no matter how well packaged the program is. GLOBALAID is a community where people help each other. You are simply lending a helping hand to someone in need, hungry and famished without expecting reward. HFE gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE. All transferred funds to another participant are your help given by your own good will to another one, absolutely gratis. But, out of reciprocity, if you also need to build your business in the future and need assistance, being a member of the community, there is that likelihood that other donors will be happy to assist you through our platform. If you are completely confident and certain in your actions and made up your mind to participate, we kindly ask you to study carefully all warnings and instructions first. Never donate because of the expected calculation you did for a particular money, this is greed. There is no guarantee in GLOBALAID on donation made in anyway. We only guarantee training and promotion of your project. Just like in any other business, there are risks.
Design Uniqueness -1 (DESIGNED FOR SUSTAINABILITY)
• CLEAR IDENTITIES: We need your accurate data. Your account is blocked irrespective of you commitment if you put a fake information because this is criminal. Ours is not get-rich-quick scheme, ponzi or Pyramid but initiative to source for fund from government, groups and individual for our trainees to fulfill our goal of “training and funding”.
Design Uniqueness -2 (DESIGNED FOR SUSTAINABILITY)
• NO GREED/EVERYBODY BENEFITS: We use only spare money. NO RUSH in our community. We plan to grow steady and sustainability. Our modus operandi for funding is “First-come, First-served” similar to the traditional cooperative funding approach. This is to ensure that nobody loses a kobo. Everybody contribute regularly as STERNLY enforced by our recommitment policy. We do not intend to be popular by causing so much pain to others.
Design Uniqueness -3 (DESIGNED FOR SUSTAINABILITY)
• NO FAILED PLEDGES AND GOES MEMBERS: Once you make a pledge, you COMMIT or pay 50% immediately. This ensures that all pledgers are sincere and enterprising, not spice. This eradicates failed pledges due to panic which have killed many other crowd funding programs. Note, in GLOBALAID, whether you request for funding or not, ONCE IT IS YOU TURN, THE SYSTEM MATCHES YOU FOR FUNDING except you had indicated that your assistance is for group project – GLOBAL DIRECTORY scheme.
Design Uniqueness -4 (DESIGNED FOR SUSTAINABILITY)
• FAST MATCHING: you are matched promptly on maturity depending on your position in the queue and how fast people join the program. If the system is overpacked with pledges, don’t be surprised if we match you earlier to receive money.
Design Uniqueness -5 (DESIGNED FOR SUSTAINABILITY)
• PANIC COMPLIANCE: No panic in a typical cooperative system. That is why, the administrators are the ones that FLAGS YOU GREEN to receive donations and MATCH DONORS to pay you once it is your turn. When you pledge to donate your SPARE MONEY to ProjectSave and a needy entrepreneur and commit same 100%, a need is filled and a business is started or expanded. You have saved a family and the economy. Next, out of reciprocity, you are FLAGGED green and we source for help from government and members of the community for you, QUITE SPEEDILY and ofcourse determined by traffic and your position in the queue because NOBODY MUST BE OMITTED. Your 50% donation to ProjectSave just once serves you annual dividends.
Design Uniqueness -6 (DESIGNED FOR SUSTAINABILITY)
• TRANSPARENCY: The entire community has access to all persons who have offered and received help from the first day. So, even if you have to wait for sometimes, you will be happy since you know that you time will come. One person cannot receive help two times while there is another person yet to receive once.
Design Uniqueness -7 (DESIGNED FOR SUSTAINABILITY)
• NO INTEREST: We offer no interest. Just like government and groups like Mobil, ACTIONAID, USAID, etc donate fund to support individuals and community, we source fund from the community and government to support YOU because you have COMMITTED to our collective dream of helping the poor and needy, yes ourselves and our economy by donating your time, money, knowledge and skill to others peer-to-peer and have keyed into our vision of the GLOBAL DIRECTORY project meant to provide promotion for Startups and Expanding MSMEs who hitherto could not package and promote what they do or skills they have.
Design Uniqueness -8 (DESIGNED FOR SUSTAINABILITY)
• ACTING BONUS: To qualify for national representative and earn extra 20% as assessment allowance monthly on all Directories bought by your downlines, you must bring in for funding/promotion and mentorship 1000 entrepreneurs, to qualify for state representative and earn extra 10% as assessment allowance monthly, you must bring in for funding/promotion and mentorship 500 entrepreneurs, to qualify for LOCAL GOVERNMENT representative and earn extra 5% as assessment allowance monthly, you must bring in for funding/promotion and mentorship 250 entrepreneurs. You earn bothways.
Design Uniqueness -9 (DESIGNED FOR SUSTAINABILITY)
• NO INACTIVITY: Any account with no pledge for 7days after payment is suspended irrespective of the fact that your last month's bonus is with us.
Design Uniqueness -10 (DESIGNED FOR SUSTAINABILITY)
• DIRECTORY COMMISSION: All participants including representatives must buy and keep atleast 2 copy (soft) of the Directory that is advertising their business. For any sales of more than 2 copy to non-members, extra 20% of the cost is given to you as bonus. For example, assume that the Directory is N5000 a copy and you sale 1000 copies a month, then your extra commission will be 1000*1000 = N1,000,000 in just 30days in addition to your get help amount. Incredible? Especially, since the system is designed to promote itself, YOU SIMPLY LEVERAGE on it to earn.
Design Uniqueness -11 (DESIGNED FOR SUSTAINABILITY)
• ATTACK PROOF: No attack can stop your payment. Why? • Remember, all phone and Emails must be verified before you 1st • For each donation, donors send evidence of payment to email@example.com and to firstname.lastname@example.org as well as email@example.com. These evidences are backed up immediately. • Our site is a secured site but we are alert to fraudsters to ensure you are paid cutely.
Design Uniqueness -12 (DESIGNED FOR SUSTAINABILITY)
ANNUAL TRAINING: Once a year, we will organize annual events country-wise and state-wise in order to reward hard work and those committed to developing the community and access your business and review our directory.
Design Uniqueness -13 (DESIGNED FOR SUSTAINABILITY)
Entrepreneurs Award: Our enterprise Enhancement contest/award, which has taken a revolutionary shape will exit you, take many to a new horizon in life and turn many millionaires. Watch out for this exiting contest coming up shortly. You will agree that this is the right time to key in and sow a seed with just 64usd (N20,000).
Speed Bonus (10%), 5% on Early Payment, 5% on Early Confirmation
All payments made within 12hours after being matched and all confirmations made within 12hours, you receive 5% as speed Bonus. Responsiveness and speed must differentiate our system and give us need competitive advantage. So, we must reward the people that makes it a reality.
“If you give people tools, and they use their natural abilities and their curiosity, they will develop things in ways that will surprise you very much beyond what you might have expected. – Bill Gates. Without people and development, they will be no GLOBALAID. • ROLE OF REPRESENTATIVES: Visiting LGs and appointing LG representatives and working with them to ascertain and support the growth of businesses of members. That is why they are paid extra 20% of their PH every month• ROLE OF MEMBERS: All participants including representatives must buy and keep atleast 2 copies (soft) of the Directory that is advertising their business. For any sales of more than 2 to non members, extra 20% of the cost is given to you as bonus. For example, assume that the Directory is N5000 a copy and you sale 1000 copies a month, then your extra commission will be 1000*1000 = N1,000,000 in just 30days in addition to you get help amount.
GLOBALAID Give You The Power To Own Your Life, Business, Home, Then SHARE
Warren Buffett and Bill and Melinda Gates started the Giving Pledge in 2010 to convince other billionaires to give away a majority of their wealth to philanthropic causes. HFE is another of such lawful platform. In HelpforEntrepreneurs (HFE), we give you the power to own your life, business, home, then share your wealth and attract more wealth and happiness.
REVIEW OUR GOALS
“It is difficult for me to imagine what "personal liberty" is enjoyed by an unemployed person, who goes about hungry, and cannot find employment. ― Joseph Stalin. “When you are unemployed, weekends are seven days long.” - Mokokoma Mokhonoana. But “Not every single broke and unemployed person needs a job; some need customers.” - Mokokoma Mokhonoana. This is why GLOBALAID Community is established. Since 2014, over 5Millions lives have been affected positively. “If you give people tools, and they use their natural abilities and their curiosity, they will develop things in ways that will surprise you very much beyond what you might have expected” – Bill Gates. GLOBALAID has done this consistently since 2014.
SEED Capital for Startups and Expanding MSMEs
SEED GRANT: You get 300% on your first contribution as seed capital in 3 months and then 40% to 50% per month thereafter for committing to the dream of others. Ambassadors get 300% once in 72hours and 40% to 50% thereafter for mentoring and promoting 40 entrepreneurs FREE who also register with us and donate to our collective vision and that of others . You must commit to your dream but donating 100% of the amount to earn.
Promoting Startups and Expanding MSMEs (the 21st Century way)
Your registered business or your campaign, project and skill is promoted on our global entrepreneurs directory where you earn actively and then passively on our platform all for the purpose of expanding your business to empower others. With this global project, customers find you. Yo no longer find them. This is a key challenge for startups with no or small marketing budget.
Growth Fund for Training/Mentoring others FREE
You get extra 5% to 15% for referral. Even if you do not refer or distribute, you still earn big. NOT COMPULSORY TO REFER, mentor or promote the business of others before you earn. But since the cooperative law provide that active members should be rewarded for patronizing the cooperative and growing the community, we give 300% to those who mentor/promote other businesses/startups in JUST 72HOURS as accurate compensation for shinning on as Diamonds
SELECT A COMFORTABLE ENTRY PACKAGE
“Simplicity is the ultimate sophistication.” — Leonardo Da Vinci. So, we will always accommodate the poor for that is the essence of our existence. The difference between those who start up investment early and those that start late is evident in our community today, you can't compare those that started investing in bitcoin in 2009 and the late comers. Enter RIGHT AWAY even with small amount, get the seed and grow it as the Sequioa tree
5% to 15% directory commission on migration to volunteer rank
FREE registration with ZERO DONATION
10+ Referrals to earn
Min PH of 64$ and FREE Registration
Not mandatory to refer. 5% to 15% referral bonus
Earn 300% on 1st donation in 3months as seed fund
Earn 40% to 50% per month
Earn +5% speed bonus on PH
Earn +5% bonus on confirmation
Min. PH of 320$ and FREE Registration
40+ referrals and 5% to 15% referral bonus
Earn 300% on qualification within 72hours as seed capital
Earn 40% to 50% monthly thereafter
Earn +5% speed bonus on PH
Earn +5% bonus on confirmation